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You only have to run out of gas one time, or take a five mile detour in search of gas to blow the time you
saved by not stopping. When gas is handy, stop and get it!
That having been said, keep in mind that gas stops can be a major time-sink if not managed properly. While wasting 5 minutes loitering at the fuel pump might not be to detrimental on multi-day events, it can be devestating on 24-hour rides, where maintaining a certain minimum average speed is critical. Whenever possible, always use "pay-at-the-pump" service stations. And have more than one credit card handy, in case your financial institution's automated systems "shut down" your card for unusually heavy use.